Diversified Growth

This option invests mainly in return-seeking assets, with risk reduced through diversification that includes some fixed interest investments. If you’re a pension member under age 75 and have not made an investment choice, your money is invested in the Diversified Growth option.

Aim

To achieve returns of 3% per year above inflation over rolling 5-year periods.

Best suited to

Those looking for reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.

Suggested minimum holding period

5 years


Estimated fees

Administration: 0.21%
Investment management: 0.51%

See the Fees and other costs section of the Investment choice guide for a full explanation of the costs for each investment option.


Investment mix


Risk

Level of investment risk: High

Negative returns expected 4.2 out of 20 years
life style image

Need more information?

For full details on all of our investment options read our Investment choice guide.

Read guide

life style image

Check daily earning rates

We publish daily earning rates so you can track how our options are performing.

See rates

life style image

How much risk can you handle?

Use our Investment risk profiler to see how much risk you're comfortable taking.

Try it now

life style image

Switch investments

You can change your investment options up to 12 times each financial year at no extra cost.

Learn more