Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001

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Compare our investment options

With such a wide range of investment options to choose from, it can be difficult working out what option (or combination of options) is right for you.

This overview lets you compare all of Brighter Super's investment options across a few basic characteristics. Simply click on an investment option to learn more about a particular option or read the relevant Investment choice guide.

Investment options at a glance

MySuper

Investment option Return target Risk level Suggested minimum holding period Best suited to
MySuper1
MySuper Return target of 3% per year above inflation after fees and taxes over the next ten financial years. High 10 years Those seeking reasonably high returns and prepared to accept potentially significant fluctuations in returns over shorter periods. 

Brighter Super

Investment option Return target Risk level Suggested minimum holding period Best suited to
Ready-made options
Growth

Accumulation and Transition to Retirement Pension account
Return target of 3.5% per year above inflation after fees and taxes over the next ten financial years.

Pension account
Return target of 3.5% per year above Consumer Price Index after fees and taxes over the next ten financial years.
 High 7 years Those seeking high returns and prepared to accept potentially significant fluctuations in returns over shorter time periods.
Balanced

Accumulation and Transition to Retirement Pension account
Return target of 3% per year above inflation after fees and taxes over the next ten financial years.

Pension account
Return target of 3% per year above Consumer Price Index after fees and taxes over the next ten financial years.
 High 5 years Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
Conservative Balanced Return target of 2.5% per year above inflation over rolling 10-year periods after fees and taxes. Medium to high 4 years Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods.
Indexed Balanced

Accumulation and Transition to Retirement Pension account
Return target of 2.75% per year above inflation after fees and taxes over the next ten financial years.

Pension account
Return target of 2.75% per year above Consumer Price Index after fees and taxes over the next ten financial years.
 High 5 years Those seeking moderate returns and prepared to accept moderate risks in market fluctuations.
Stable Return target of 1.5% per year above inflation over rolling 10- year periods after fees and taxes. Medium 3 years  Those seeking modest returns and who are fairly averse to fluctuations over the short term.
Secure

Accumulation and Transition to Retirement Pension account
Return target of 1% per year above inflation after fees and taxes over the next ten financial years.

Pension account
Return target of 1% per year above Consumer Price Index after fees and taxes over the next ten financial years.
 Low to medium 2 years Those wanting to stay ahead of inflation and generally averse to fluctuations in returns over shorter periods.
Single Asset Class options
International Shares Return target is to outperform the weighted average return from the MSCI All Countries World Index in $A hedged (50%) and the MSCI All Countries World Index in $A unhedged (50%) over rolling 5-year periods after fees and taxes. High 7 years Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options.
Australian Shares Return target is to outperform the adjusted S&P/ASX 300 Accumulation Index over rolling 5-year periods after fees and taxes. Very high 7 years Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options.
Property Return target is to outperform the adjusted Mercer/IPD Australian Property Index over rolling 5-year periods after fees and taxes. High 7 years Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options.
Diversified Fixed Interest Return target is to outperform 70% Bloomberg AusBond Composite Bond Index (All Maturities) plus 30% Bloomberg Barclays Global Aggregate Index (hedged to Australian Dollars) over rolling 3-year periods after fees and taxes. Medium 4 years Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options.
Cash Return target is to outperform the adjusted Bloomberg AusBond Bank Bill Index over rolling 2-year periods after fees and taxes. Very low No minimum Those seeking consistent return on their money in the short term, even if that return is low and doesn’t keep pace with inflation.
Socially Responsible options
Socially Responsible

Accumulation and Transition to Retirement Pension account
Return target of 3% per year above inflation after fees and taxes over the next ten financial years.

Pension account
Return target of 3% per year above Consumer Price Index after fees and taxes over the next ten financial years.

 High 5 years Those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
Socially Responsible Australian Shares Return target is to outperform the S&P/ASX 200 Accumulation Index over rolling 5 year periods after fees and taxes.
 Very high 7 years Those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations in returns over shorter time periods, or those wanting to build their own investment strategy when combined with other single asset class options.

Brighter Super Optimiser

Optimiser investment option Return target Risk level Suggested minimum holding period Best suited to
Optimiser Multi-Manager investment options
Multi-Manager Balanced Fund Return target of 2.5% per year above inflation over rolling 10-year periods after fees and taxes. Medium to high 10 years + Those seeking moderate returns and prepared to accept likely modest fluctuations in returns over shorter time periods.
Multi-Manager Conservative Fund

Return target of 1.5% per year above inflation over rolling 10-year periods after fees and taxes.

 Medium 10 years + Those seeking moderate returns and prepared to accept likely modest fluctuations in returns over shorter time periods.
Multi-Manager Growth Fund Return target of 3.0% per year above inflation over rolling 10-year periods after fees and taxes. High 10 years + Those seeking high returns and prepared to accept likely significant fluctuations in returns over shorter time periods.
Multi-Manager High Growth Fund Return target of 3.5% per year above inflation over rolling 10-year periods after fees and taxes. High 10 years + Those seeking high returns and prepared to accept likely significant fluctuations in returns over shorter time periods.
Optimiser Single asset class options
Australian Fixed Interest Fund Aims to match the return and risk profile of the Bloomberg AusBond Composite 0+ Yr Index, after fees and taxes.

Medium

3 years

 Those seeking modest returns from fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely modest fluctuations over shorter periods.
Australian Listed Property Index Fund

Aims to match the return and risk profile of the S&P/ASX 300 A-REIT Accumulation Index, after fees and taxes.

Very high

5 years +

Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
Australian Shares Fund

Aims to broadly match the return and risk profile of the S&P/ASX 300 Accumulation Index, after fees and taxes.

High

5 years +

 Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
Australian Shares Multi-Manager Fund

Aims to outperform the S&P/ASX 300 Accumulation Index over rolling 3-year periods, after fees and taxes.

High

5 - 7 years

 Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
Australian Shares Value Fund

Aims to achieve a return in excess of S&P/ASX 300 Accumulation Index over rolling 5-year periods, after fees and taxes.

High

5 years +

 Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
Cash Fund

Aims to outperform the Bloomberg AusBond Bank Bill Index, after fees and taxes.

Very low

1 year +

 Those seeking consistent returns on their money in the short term with minimal to low fluctuations in returns over shorter periods, even if that return is low and doesn’t keep pace with inflation.
First Sentier Wholesale Global Credit Income Fund

Aims to provide income-based returns and to outperform the Bloomberg AusBond Bank Bill Index over rolling 3-year periods before fees and taxes by investing in a diversified portfolio of relatively higher yielding Australian and international fixed interest investments.

Medium

3 years

 Those seeking modest returns from global credit only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely modest fluctuations over shorter periods.
Global Property Fund

Aims to deliver a similar or superior risk-return profile to the composite benchmark comprising 85% of the FSTE EPRA/NAREIT Developed Rental Index ($A hedged) and 15% S&P/ASX 300 A-REIT Index by investing largely in listed Real Estate Investment Trusts (REITs), after fees and taxes.

Very high

5 years +

Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.

Hyperion Australian Growth Companies Fund

Aims to achieve long-term returns above the S&P/ASX 300 Accumulation Index, and minimise the risk of permanent capital loss.

High

5 years +

 Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
International Shares Fund

Aims to achieve capital growth over the long term by investing predominantly in listed international shares.

High

5 years

 Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
International Shares Multi-Manager Fund

Aims to outperform the MSCI All Countries World ex-Australia Index (with net dividends reinvested) in Australian dollars (unhedged) over rolling 3-year periods, after fees and taxes.

High

5 years +

 Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
Ironbark Paladin Property Securities Fund

Aims to outperform its benchmark, the S&P/ASX 300 Australian Real Estate Investment Trust (A-REIT) Accumulation Index, after fees, over rolling 3-year periods.

Very high

5 - 7 years

Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.
Vanguard Australian Fixed Interest Index Fund

Aims to track the return of the Bloomberg AusBond Composite 0+ Yr Index before taking into account fees, expenses and tax.

Low

3 years

Those seeking modest returns from fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely low fluctuations over shorter periods.
Vanguard International Fixed Interest Index Fund (Hedged)

Aims to track the return of the Bloomberg Global Treasury Scaled Index hedged into Australian dollars before taking into account fees, expenses and tax.

Low

3 years

Those seeking modest returns from fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely low fluctuations over shorter periods.
Walter Scott Global Equity Fund

Aims to achieve a long-term total return (before fees and expenses) that exceeds the MSCI World ex Australia Index, in $A unhedged with net dividends reinvested.

Very high

7 years

 Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. Prepared to accept likely significant fluctuations over shorter periods.

1. MySuper is the default investment option for members with a Brighter Super Accumulation account or Optimiser Accumulation account who have not made an investment choice. It is not available to pension members.

Investment markets are uncertain and future returns cannot be guaranteed.

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