Age to access super
You can access your super when you permanently retire after reaching your preservation age. This is set by the Australian Government and is based on when you were born
What’s my preservation age?
|Date of birth||Preservation age|
|Before July 1960||55|
|1 July 1960 - 30 June 1961||56|
|1 July 1961 - 30 June 1962||57|
|1 July 1962 - 30 June 1963||58|
|1 July 1963 - 30 June 1964||59|
|From July 1964 onwards||60|
For the purposes of accessing your super, you’re also considered retired when you:
- reach age 60 and then change employers or stop working
- reach age 65 (whether you are working or not)
There are limited circumstances where you can access your super early. To learn more, download our Accessing your super info sheet.
What if I’m still working?
If you’ve reached your preservation age and are still working, you can access your super as regular pension income (but not as lump sums) with an LGIAsuper Transition to Retirement Pension account.