Age to access super

You can access your super when you permanently retire after reaching your preservation age. This is set by the Australian Government and is based on when you were born

What’s my preservation age?

Date of birthPreservation age
Before July 1960 55
1 July 1960 - 30 June 1961 56
1 July 1961 - 30 June 1962 57
1 July 1962 - 30 June 1963 58
1 July 1963 - 30 June 1964 59
From July 1964 onwards 60

For the purposes of accessing your super, you’re also considered retired when you:

  • reach age 60 and then change employers or stop working
  • reach age 65 (whether you are working or not)

There are limited circumstances where you can access your super early. To learn more, download our Accessing your super info sheet.

What if I’m still working?

If you’ve reached your preservation age and are still working, you can access your super as regular pension income (but not as lump sums) with an LGIAsuper Transition to Retirement Pension account.

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Flexible options to suit you

LGIAsuper's Pension accounts give you the flexibility to choose how best to access your super.

Learn more

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Your spouse can join LGIAsuper

Open an Accumulation account for your spouse and share the benefits of LGIAsuper membership.

Learn more