Spouse contributions are amounts paid into your account by your spouse, or money you pay into your spouse’s account on their behalf.
You can make or receive a spouse contribution if the receiving spouse is under age 67 and you are:
If your spouse is between 67 and 74, they must meet the conditions above and work at least 40 hours in a consecutive 30-day period during the financial year. When your spouse reaches age 75 they can no longer receive a spouse contribution.
Making a spouse contribution can boost your partner’s retirement savings. This is particularly helpful if your spouse has had time out of the workforce as they may have had long periods of time without any super contributions.
You could also receive a tax offset of up to $540 if your spouse earns less than $37,000 each year.
|If your spouse’s total annual income* is:||Your tax offset will be…|
|$37,000 or less||$540|
|$37,001 - $39,999||Rebate reduces as spouse’s income increases|
Absolutely. Your partner, friends and family can join LGIAsuper and enjoy many of the same membership benefits you do. Best of all, opening an account is easy! Simply follow the steps below.
See how simple Member online makes it to contribute to your spouse’s account.
Use our retirement income calculator to get an idea of your future finances.
With the retirement spending calculator you can get an idea of your outgoings.