Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001


Super contributions to spouse

Spouse contributions are a great way to grow your partner’s super so you can both enjoy a better lifestyle in retirement. You could also enjoy tax benefits.

What are spouse contributions?

Spouse contributions are amounts paid into your account by your spouse, or money you pay into your spouse’s account on their behalf.

Who can make and receive spouse contributions?

You can make or receive a spouse contribution if the receiving spouse is under age 75 and you are:

  • married or in a de facto relationship (different or same sex)
  • both Australian residents at the time the contribution is made
  • permanently living together (not separated or apart) when the contribution is made

When your spouse reaches age 75 they can no longer receive a spouse contribution.

What are the benefits?

Making a spouse contribution can boost your partner’s retirement savings. This is particularly helpful if your spouse has had time out of the workforce as they may have had long periods of time without any super contributions.

You could also receive a tax offset of up to $540 if your spouse earns less than $37,000 each year.

If your spouse’s total annual income* is: Your tax offset will be…
$37,000 or less $540
$37,001 - $39,999 Rebate reduces as spouse’s income increases
$40,000 $0

Can I open a Brighter Super account for my spouse?

Absolutely. Your partner, friends and family can join Brighter Super and enjoy many of the same membership benefits you do. Best of all, opening an account is easy! Simply follow the steps below.

  1. Read the Accumulation account PDS.
  2. Open a Brighter Super Accumulation account by either:
    • applying online (takes less than 10 minutes)
    • completing and returning the New member information form (at the back of the Accumulation account PDS)

Get some advice on spouse contributions

Like to learn more about how spouse contributions work and how they could benefit you and your partner? Let us know and one of our advisers will be in touch.
Get in touch Learn more
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See how simple Member online makes it to contribute to your spouse’s account.

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