If your annual income is less than $51,021, the Australian Government offers a boost to your super when you make a standard member or voluntary contribution from your after-tax pay. For every $1 you put into super, the Australian Government will contribute 50 cents up to a maximum of $500 each financial year.

Am I eligible?

If you earn less than $36,021 you will receive the maximum co-contribution of $500.

The co-contribution amount gradually reduces as your income increases. Once you earn $51,021 you will no longer qualify at all. Other eligibility factors also apply. To find out more, read our Super co-contribution info sheet.

What contributions do I need to make?

Any money you put into super from after-tax pay will count towards the super co-contribution including any standard member contributions or extra amounts.

Salary sacrificed amounts or employer contributions do not count towards the super co-contribution.

How do I get it?

You don’t need to apply but you will need to make an after-tax contribution. The Australian Tax Office will assess your eligibility from your tax return and the information we give them.