If you suffer total and permanent disability or die you or your beneficiaries will get a lump-sum insurance benefit on top of the amount of money you have in your LGIAsuper account at the time a claim is made and accepted.
A Death (includes terminal illness) or TPD benefit is only paid once and the amount payable on TPD can’t be more than your Death benefit.
As part of our commitment to looking after our members, we offer insurance cover to help you meet your financial obligations if you become unable to work due to sickness or injury.
With LGIAsuper’s Death and TPD cover you can:
Your Death and TPD cover continues until your 65th birthday so you can enjoy peace of mind knowing your cover continues from year to year and as you move from one job to another (as long as you remain an LGIAsuper member). There are some circumstances where your insurance may end before your 65th birthday. For full details read our Insurance guide.Read insurance guide
The amount and type of Death and TPD cover you automatically receive depends on a number of factors including how you are employed, your age and how you joined LGIAsuper. For more detailed information read our Insurance guide (2.7MB).
If you have an LGIAsuper Defined Benefit account, your insurance cover is different. For details on the benefits you receive read the relevant Defined Benefit guide on our PDSs and guides.
Use our insurance needs calculator to see what type and level of cover suits you.
We offer a range of ways for you to get more clued up on what super’s all about.
Choose who you’d like to receive your super when you’re no longer around.