As part of our commitment to looking after our members, we offer insurance cover to help you meet your financial obligations if you become unable to work due to sickness or injury.
LGIAsuper’s Income Protection insurance provides you with a monthly benefit based on 75% of your pre-disability salary for up to 2 years if you suffer total disability or partial disability.
Benefits are payable monthly in arrears after a waiting period.
With LGIAsuper's Income Protection you can:
Your Income Protection cover continues until your 65th birthday (or your 64th birthday if you have a 395 day waiting period). This means you can enjoy peace of mind knowing your cover continues from year to year and as you move from one job to another (as long as you remain an LGIAsuper member). There are some circumstances where your Income Protection may end before your 65th birthday. For full details, read our Insurance guide.
For more detailed information about Income Protection benefits read our Insurance guide.
If you have an LGIAsuper Defined Benefit account, your Income Protection cover is different. For full details on the benefits you receive read the relevant Defined Benefit guide on our PDSs and guides page.
There’s lots of unclaimed super floating around and some of it could be yours.
Use our insurance needs calculator to see what type and level of cover suits you?