Accumulation account

When you become a member of Brighter Super, we’ll open an Accumulation account for you. Your Accumulation account gives you the flexibility to select your own investment options and choose the insurance cover that’s right for you.

Take control of your super

Your Brighter Super Accumulation account or Optimiser Accumulation account gives you the flexibility to manage your super the way you want.

Protection against the unexpected

Most members automatically receive Death and Total and Permanent Disablement (TPD) insurance. Depending on your employment arrangements, you may also receive Income Protection insurance. Read the relevant Insurance guide for more information about your insurance options.

Easy access to your savings

Once you've retired and reached your preservation age (which is between 55 and 60 depending on when you were born) you can generally access your super. You can take your benefit as a lump sum, or you can choose a Pension account to provide a regular income in retirement.

You should read the relevant Product Disclosure Statement (PDS) in deciding whether to acquire or continue to hold this product.