Some options are more conservative and less prone to ups and downs, while others are more predictable but may not deliver high returns. Whatever it is you’d like your super to do, it’s important you have a clear goal and develop an investment strategy to help you reach it. And you can always switch investments anytime at no cost.
If you have an Accumulation account and have never made an investment choice yourself, your super will be invested in our MySuper Lifecycle option. If you’re a pension member and don’t make a choice, your money is invested in the Diversified Growth option (if you’re under age 75) or the Balanced option (if you’re 75 and over).
These options are diversified across a mix of asset classes and each is designed to suit a particular type of investor.
For those seeking high returns and prepared to accept potentially significant fluctuations.
For those seeking moderate returns and prepared to accept potentially modest fluctuations.
For those wanting to stay ahead of inflation and generally averse to fluctuations.
These options can be mixed and matched to build your own investment strategy.
Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options.
For those seeking a return that matches the RBA cash rate and who are concerned about protecting their money.
The only options to take into account socially responsible or ethical criteria.
For those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations.
For those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations.
The choices you make around your superannuation investments now can make a difference to your financial situation in retirement. When choosing your investment options, consider your age, how comfortable you are with risk, and how long before you can access your funds.
With so many options to choose from, it can be a little tricky to see how they stack up against each other. We give you a comparison of all our investment options so you can make an informed decision.Learn more
Because our lives and our needs are constantly changing, we make it easy for you to change your investment options. It’s a straightforward process and comes at no extra cost.Learn more