Investment options

LGIAsuper’s MySuper Lifecycle option is the default investment option for members with an Accumulation account who have not made an investment choice. This option is not available to pension or defined benefit members.

Set the right strategy

Everyone’s situation and needs are different, so having a range of choices available is always a good thing. That’s exactly what you’ll get with our investment options – a variety of approaches, all designed to help you achieve the results you’re looking for.

Some options are more conservative and less prone to ups and downs, while others are more predictable but may not deliver high returns. Whatever it is you’d like your super to do, it’s important you have a clear goal and develop an investment strategy to help you reach it. And you can always switch investments anytime at no cost.

Your default options

If you have an Accumulation account and have never made an investment choice yourself, your super will be invested in our MySuper Lifecycle option. If you’re a pension member and don’t make a choice, your money is invested in the Diversified Growth option (if you’re under age 75) or the Balanced option (if you’re 75 and over).

Investment options overview

MySuper Lifecyle

Our simple, low cost default investment option for Accumulation account members.

Aggressive

For those seeking high returns and prepared to accept potentially significant fluctuations.

Diversified Growth

For those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations.

Balanced

For those seeking moderate returns and prepared to accept potentially modest fluctuations.

Stable

For those seeking modest returns and who are fairly averse to fluctuations.

Defensive

For those wanting to stay ahead of inflation and generally averse to fluctuations.

SR Balanced

For those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations.

SR Australian Shares

For those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations.

International Shares

For those seeking high returns from international shares only.

Australian Shares

For those seeking high returns from Australian shares only.

Property

For those seeking high returns from a diversified property portfolio only.

Diversified Fixed Interest

Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options.

Cash

For those seeking a return that matches the RBA cash rate and who are concerned about protecting their money.

Compare investment options

With so many options to choose from, it can be a little tricky to see how they stack up against each other. We give you a comparison of all our investment options so you can make an informed decision.

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Switch investments

Because our lives and our needs are constantly changing, we make it easy for you to change your investment options. It’s a straightforward process and comes at no extra cost.

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The best way to learn about improving your personal situation today and in the years ahead is to talk to our friendly and experienced financial advice team.

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