Super contributions

Even small extra amounts paid into your super now could give you tax benefits and make a big difference to your retirement payment.

video thumb grow your super

Learn five simple ways you can grow your super and get on track to achieving the lifestyle you want in retirement. The good news is it's easier than you think.

Most wage and salary earners already receive super payments from their employer through Superannuation Guarantee (SG) contributions. Those payments, which are currently 9.5% of ordinary income, can go a long way towards building a lump sum to help fund your retirement.

But there are other ways to put money into your super including from your pre-tax salary (sometimes called salary sacrifice), your after-tax income, or as a spouse contribution. Your LGIAsuper Accumulation account is flexible, so you can make regular payments or lump sum contributions – with no entry or exit fees.

Salary sacrifice

By arranging with your employer to pay extra into super you could pay less income tax and help your super grow faster.

Learn how salary sacrifice works

man with tablet

Personal contributions

Anybody aged under 65 can make personal contributions to super either as a lump sum or regular payments. Most people can also claim a tax deduction for their contribution.

Learn about personal contributions


Spouse contributions

You can help your partner grow their super by making a spouse contribution. Depending on your income, you may also benefit from a tax offset.

Learn about spouse contributions

mature couple

Help for low-income earners

Lower income earners may qualify for a $500 income tax offset. There’s also a government co-contribution of up to $500 for lower income earners who make personal contributions to super.

Read more

money coins

Contribution limits

There are tax concessions for putting money into super, but only up to certain limits, called caps. 

Read more

CTA Block Small Image

Get some advice on extra contributions

Like to learn more about your super contribution options and what they mean for your personal situation? Let us know and one of our advisers will be in touch.

Get in touch
using laptop

Consolidate your super

Save on fees and hassles by bringing all your accounts across to LGIAsuper.

retirement income calculator

Crunch the numbers

Use our retirement income calculator to get an idea of your future finances.

public seminars

Our super seminars

We run free seminars on a range of topics right across Queensland.