Defined benefits

If you have been working for local government for a long period of time, you may have a defined benefit. Defined benefits are no longer available to new members.

LGIAsuper operates two separate defined benefit funds:

Defined Benefit account:
This account is for employees who joined City Super while working for Brisbane City Council (LGIAsuper and City Super merged in July 2011).

Defined Benefits Fund:
This account is for members who joined LGIAsuper while working for other local government employers.

How benefits are calculated

The two defined benefits are calculated very differently. See the guide that relates to your fund.

Super contributions

Your employer contributes to the fund, while you contribute a percentage of your salary to the fund. These contributions are added to a pool of money to provide benefits to all members of that fund.

Insurance cover

Your employer contributes to the fund, while you contribute a percentage of your salary to the fund. These contributions are added to a pool of money to provide benefits to all members of that fund.

Investment choice

Investment choice does not apply to your defined benefit. If you make any personal contributions or transfer other super to LGIAsuper these are invested in an Accumulation account, where you can choose how your money is invested.

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