Employer super contributions

Employers may make super payments to meet obligations under the Superannuation Guarantee (SG) scheme or under a salary sacrifice arrangement.

Employees of Queensland local government and some associated businesses may benefit from additional employer contributions.

Employer contributions are taxed at 15% when contributed to super. Higher-income earners (above $250,000) may be subject to higher rates of tax.

Superannuation Guarantee scheme

Most wage and salary earners are entitled to receive regular payments to their super fund under the SG scheme.

The current SG rate is 10% of ordinary time earnings, with employers penalised by the Australian Tax Office if they fail to make payments at least quarterly.

Under current rules, employers are not required to make SG payments for:

  • Employees earnings less than $450 per month
  • Employees aged under 18 and working less than 30 hours in a month

Superannuation Guarantee payments alone may not be enough to fund a comfortable requirement, so it’s worth considering a salary sacrifice arrangement or payment of additional personal contributions.

Grow wherever you go

LGIAsuper can accept contributions from any employer across Australia.

So if you’ve started a new job, that doesn’t mean you need to start a new super fund.

We’ve made it easy for you take your LGIAsuper with you.  

Find out how

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Get some advice on employer contributions

Like to learn more about employer super contributions and what they mean for your personal situation? Let us know and one of our advisers will be in touch.

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Our super seminars

We run free seminars on a range of topics right across Queensland.