| MySuper Lifecycle1 |
| Under 75 |
Return target of 3% per year above inflation after fees and taxes over the next ten financial years. |
Medium to high |
5 years |
Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| 75 plus |
Return target of 2.5% per year above inflation after fees and taxes over the next ten financial years. |
Medium |
4 years |
Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods. |
| Ready-made options |
| Aggressive |
Accumulation and Transition to retirement Pension account
Return target of 3.5% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 3.75% per year above inflation after fees and taxes over the next ten financial years.
|
High |
7 years |
Those seeking high returns and prepared to accept potentially significant fluctuations in returns over shorter time periods. |
| Diversified Growth |
Accumulation and Transition to retirement Pension account
Return target of 3% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 3.25% per year above inflation after fees and taxes over the next ten financial years.
|
Medium to high |
5 years |
Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| Balanced |
Accumulation and Transition to retirement Pension account
Return target of 2.5% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 2.75% per year above inflation after fees and taxes over the next ten financial years.
|
Medium |
4 years |
Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods. |
| Stable |
Accumulation and Transition to retirement Pension account
Return target of 1.5% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 1.75% per year above inflation after fees and taxes over the next ten financial years.
|
Low to medium |
3 years |
Those seeking modest returns and who are fairly averse to fluctuations over the short term. |
| Defensive |
Accumulation and Transition to retirement Pension account
Return target of 1% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 1.25% per year above inflation after fees and taxes over the next ten financial years.
|
Very low |
2 years |
Those wanting to stay ahead of inflation and generally averse to fluctuations in returns over shorter periods. |
| Socially Responsible options |
| SR Balanced |
Accumulation and Transition to retirement Pension account
Return target of 3% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 3.25% per year above inflation after fees and taxes over the next ten financial years.
|
High |
5 years |
Those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| SR Australian Shares |
Return target is to outperform the S&P/ASX 200 Accumulation Index over rolling 5 year periods after fees and taxes.
|
Very high |
7 years |
Those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations in returns over shorter time periods, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Single Asset Class options |
| International Shares |
Return target is to outperform the adjusted MSCI All Countries World Index (with custom tax adjustment) over rolling 5-year periods after fees and taxes. |
High |
7 years |
Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Australian Shares |
Return target is to outperform the adjusted S&P/ASX 300 Accumulation Index over rolling 5-year periods after fees and taxes. |
Very high |
7 years |
Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Property |
Return target is to outperform the adjusted Mercer/IPD Australian Property Index over rolling 5-year periods after fees and taxes. |
Medium to high |
7 years |
Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Diversified Fixed Interest |
Return target is to outperform 70% Bloomberg AusBond Composite Bond Index (All Maturities) plus 30% Bloomberg Barclays Global Aggregate Index (hedged to Australian Dollars) over rolling 3-year periods after fees and taxes. |
Medium |
4 years |
Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Cash |
Return target is to outperform the adjusted Bloomberg AusBond Bank Bill Index over rolling 1 year periods after fees and taxes. |
Very low |
Nil |
Those seeking a return that matches the RBA cash rate and who are concerned about protecting their capital, or those wanting to build their own investment strategy by combining with other single asset class options. |
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