Compare our investment options

With such a wide range of investment options to choose from, it can be difficult working out what option (or combination of options) is right for you.

This overview lets you compare all of LGIAsuper's investment options across a few basic characteristics. Simply click on an investment option to learn more about a particular option or read our Investment choice guide.

Investment options at a glance

Investment option	Return target² p.a.	Risk level	Suggested minimum holding period	Best suited to
MySuper Lifecycle¹
Under 75	3.0% above CPI	High	5 years	Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
75 plus	2.5% above CPI	Medium to high	4 years	Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods.
Ready-made
Aggressive	3.5% above CPI	High	7 years	Those seeking high returns and prepared to accept potentially significant fluctuations in returns over shorter time periods.
Diversified Growth	3.0% above CPI	High	5 years	Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
Balanced	2.5% above CPI	Medium to high	4 years	Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods.
Stable	1.5% above CPI	Medium	3 years	Those seeking modest returns and who are fairly averse to fluctuations over the short term.
Defensive	1.0% above CPI	Low to medium	2 years	Those wanting to stay ahead of inflation and generally averse to fluctuations in returns over shorter periods.
Socially responsible
SR Balanced	3.0% above CPI	High	5 years	Those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
SR Australian Shares	Outperform a composite index of Australian shares over rolling 5-year periods.	Very high	7 years	Those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations in returns over shorter time periods, or those wanting to build their own investment strategy when combined with other single asset class options.
Single asset class
International Shares	Outperform a composite index of international shares over rolling 5-year periods.	High	7 years	Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options.
Australian Shares	Outperform a composite index of Australian shares over rolling 5-year periods.	Very high	7 years	Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options.
Property	3.5% above CPI	High	7 years	Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options.
Diversified Fixed Interest	Outperform a composite index of Australian and international fixed interest over rolling 5-year periods.	Medium	4 years	Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options.
Cash	RBA official cash rate	Very low	Nil	Those seeking a return that matches the RBA cash rate and who are concerned about protecting their capital, or those wanting to build their own investment strategy by combining with other single asset class options.

1. MySuper Lifecycle is the default investment option for members with an Accumulation account who have not made an investment choice. It is not available to pension members.

2. All return targets are over rolling 5-year periods after fees and taxes.