This overview lets you compare all of LGIAsuper's investment options across a few basic characteristics. Simply click on an investment option to learn more about a particular option or read our Investment choice guide.
| Investment option | Return target2 p.a. | Risk level | Suggested minimum holding period | Best suited to |
|---|---|---|---|---|
| MySuper Lifecycle1 | ||||
| Under 75 | 3.0% above CPI | High | 5 years | Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| 75 plus | 2.5% above CPI | Medium to high | 4 years | Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods. |
| Ready-made | ||||
| Aggressive | 3.5% above CPI | High | 7 years | Those seeking high returns and prepared to accept potentially significant fluctuations in returns over shorter time periods. |
| Diversified Growth | 3.0% above CPI | High | 5 years | Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| Balanced | 2.5% above CPI | Medium to high | 4 years | Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods. |
| Stable | 1.5% above CPI | Medium | 3 years | Those seeking modest returns and who are fairly averse to fluctuations over the short term. |
| Defensive | 1.0% above CPI | Low to medium | 2 years | Those wanting to stay ahead of inflation and generally averse to fluctuations in returns over shorter periods. |
| Socially responsible | ||||
| SR Balanced | 3.0% above CPI | High | 5 years | Those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| SR Australian Shares | Outperform a composite index of Australian shares over rolling 5-year periods. | Very high | 7 years | Those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations in returns over shorter time periods, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Single asset class | ||||
| International Shares | Outperform a composite index of international shares over rolling 5-year periods. | High | 7 years | Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Australian Shares | Outperform a composite index of Australian shares over rolling 5-year periods. | Very high | 7 years | Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Property | 3.5% above CPI | High | 7 years | Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Diversified Fixed Interest | Outperform a composite index of Australian and international fixed interest over rolling 5-year periods. | Medium | 4 years | Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Cash | RBA official cash rate | Very low | Nil | Those seeking a return that matches the RBA cash rate and who are concerned about protecting their capital, or those wanting to build their own investment strategy by combining with other single asset class options. |
1. MySuper Lifecycle is the default investment option for members with an Accumulation account who have not made an investment choice. It is not available to pension members.
2. All return targets are over rolling 5-year periods after fees and taxes.
Like to learn more about the best investment options to suit you? Let us know and one of our advisers will be in touch.
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