Compare investment options

With such a wide range of investment options to choose from, it can be difficult working out what option (or combination of options) is right for you.

This overview lets you compare all of LGIAsuper's investment options across a few basic characteristics. Simply click on an investment option to learn more about a particular option or read our Investment choice guide.

Investment options at a glance

Investment option Return target2 p.a. Risk level Suggested minimum holding period Best suited to
MySuper Lifecycle1    
Under 75 3.0% above CPI High 5 years Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. 
75 plus 2.5% above CPI High 4 years Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods. 
Ready-made    
Aggressive 3.5% above CPI High 7 years Those seeking high returns and prepared to accept potentially significant fluctuations in returns over shorter time periods.
Diversified Growth 3.0% above CPI High 5 years Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
Balanced 2.5% above CPI High 4 years Those seeking moderate returns and prepared to accept potentially modest fluctuations in returns over shorter time periods.
Stable 1.5% above CPI Medium to high 3 years  Those seeking modest returns and who are fairly averse to fluctuations over the short term.
Defensive 1.0% above CPI Low to medium 2 years Those wanting to stay ahead of inflation and generally averse to fluctuations in returns over shorter periods.
Socially responsible    
SR Balanced 3.0% above CPI  High 5 years Those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods.
SR Australian Shares Outperform a composite index of Australian shares over rolling 5-year periods. Very high 7 years Those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations in returns over shorter time periods, or those wanting to build their own investment strategy when combined with other single asset class options.
Single asset class    
International Shares Outperform a composite index of international shares over rolling 5-year periods. Very high 7 years Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. 
Australian Shares Outperform a composite index of Australian shares over rolling 5-year periods. Very high 7 years Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options.
Property 3.5% above CPI High 7 years Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options.
Diversified Fixed Interest Outperform a composite index of Australian and international fixed interest over rolling 5-year periods. Medium to high 4 years Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options.
Cash RBA official cash rate Very low Nil Those seeking a return that matches the RBA cash rate and who are concerned about protecting their capital, or those wanting to build their own investment strategy by combining with other single asset class options.

1. MySuper Lifecycle is the default investment option for members with an Accumulation account who have not made an investment choice. It is not available to pension members.
2. All return targets are over rolling 5-year periods after fees and taxes.

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Need more information?

For full details on all of our investment options read our Investment choice guide.

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Check daily earning rates

We publish daily earning rates so you can track how our different investment options are performing.

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How much risk can you handle?

Use our Investment risk profiler to see how much risk you're comfortable taking.

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Switch investments

You can switch investment options at any time without cost.

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