Stable

This option is more conservative than Balanced. It invests mainly in risk-controlling assets with some growth from return-seeking assets.

Aim

To achieve returns of 1.5% per year above inflation over rolling 5-year periods.

Best suited to

Those seeking modest returns and who are fairly averse to fluctuations over the short term.

Suggested minimum holding period

3 years


Estimated fees

Administration: 0.21%
Investment management: 0.35%

See the Fees and other costs section of the Investment choice guide for a full explanation of the costs for each investment option.


Investment mix


Risk

Level of investment risk: Low to medium

Negative returns expected 1.8 out of 20 years.
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