Nominate a beneficiary

If you were to write a list of all the assets you own would you remember to include super on that list? After all, it’s often our biggest asset along with our home. So it’s important to consider where you want your super to go when you die.

Binding death benefit nomination

A binding death benefit nomination is a legal document which binds LGIAsuper to pay your benefit to your nominated beneficiary (or beneficiaries) provided it is still a valid nomination at the time of your death.

This type of nomination gives you greater certainty over where your money will go. It may be particularly useful if you have a more complex family situation (for example, ex-partner/s or children of current and former relationships).

Who can I nominate as my beneficiary?

LGIAsuper can pay your death benefit to:

  • your dependents
  • your legal personal representative (like the executor of your will or administrator of your estate)

For more details, download our Nominating your beneficiary guide or see the Insurance and beneficiaries section on our FAQs page.

 Download 'Nominating your beneficiary guide' (1MB)

Preferred beneficiary nomination

A preferred beneficiary nomination helps guide us when deciding who to pay your benefit to. Unlike a binding death benefit nomination, LGIAsuper is not legally required to follow your instructions. This is because we are obliged to identify all dependents and pay your benefit according to rules in our Trust Deed and Australian Government legislation.

Making a preferred beneficiary nomination is simple, doesn’t require renewal unless your circumstances change and may suit you if you have a relatively straightforward family situation.

Reversionary beneficiary

With a reversionary beneficiary nomination your pension can continue to be paid as a pension to your beneficiary (generally your spouse). Before nominating a reversionary beneficiary it’s a good idea to contact us so we can explain all factors involved with making this type of nomination.

For example, your pension payment may affect the reversionary beneficiary’s overall financial position including their tax situation and/or Centrelink benefits.

How do I make a nomination?

Before you make a nomination, read our Nominating your beneficiary guide for full details on both types of nominations. You can then complete the appropriate nomination form included in the guide.

For more information, read our Death benefits info sheet or contact us.

Download 'Death benefits info sheet'

Contact us

 

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Nominate a beneficiary

By downloading the ‘Nominating your beneficiary’ guide and completing the form on the back, choosing who receives your super is simple.

Download 'Nominating your beneficiary guide'
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