LGIAsuper offers a range of flexible options to suit your needs, wherever you are in life. So you’ll have the support you need to make the most of your super while you’re working and in retirement.

What are my account options?

When you first join LGIAsuper we will open an Accumulation account for you. If you change jobs or retire, you money will stay in this account. However, depending on where you are on the road to retirement, you may want to consider opening a Transition to Retirement Pension account or a Pension account.

Type of accountFeaturesWho is this account for?
Accumulation account
  • Wide range of flexible investment options
  • Quality insurance cover
  • No fees to withdraw money or switch investments
  • Current and former Queensland local government employees and their spouses
Transition to retirement Pension account
  • Access your super as regular income while you’re still working
  • Flexible payment options
  • No fees to withdraw money or switch investments
  • Members who are still working but have reached their preservation age (which is between 55 and 60 depending on when you were born) and are under age 65
Pension account
  • Access your super through regular income or lump sums
  • Choose how often and how much you receive  each payment
  • Members who have permanently retired and reached their preservation age

Other arrangements

Type of accountFeatures
Defined benefits If you have been working for local government for a long period of time, you may have a defined benefit. These accounts are closed to new members and operate differently to accumulation accounts.
Superannuation for councillors Most councillors have different superannuation arrangements to members, as they are generally not considered employees. This means councils are usually not obliged to pay super contributions for councillors but exceptions apply. For more information, download our Superannuation for councillors info sheet.


All super funds charge fees to cover the costs of managing your super. Even a small difference in fees can make a big difference to your account balance over time so it's a good idea to be aware of what fees may apply to you.

life style image

Your spouse can join LGIAsuper

Open an Accumulation account for your spouse and share the benefits of LGIAsuper membership.

Learn more

life style image

Manage your super online

Enjoy easy access to your account with Member online and make managing your super simpler.

Learn more