Insurance through LGIAsuper

Enjoy peace of mind knowing you and your family are prepared for whatever may happen in the future.

If you were too sick or injured to work, insurance can help you afford your day-to-day living expenses and other financial commitments if the unthinkable happens.


What are the benefits?

Having your insurance through LGIAsuper means you:

  • receive an amount of cover automatically when you become a member without having to apply or show evidence of good health1
  • generally enjoy lower premiums than if you applied for cover outside a super fund thanks to our group buying power
  • keep the same take-home pay as premiums are automatically deducted from your super account


What cover is available?

Here’s a snapshot of the insurance benefits we offer.

Type of coverDetails
Death and Total and Permanent Disablement cover (TPD)
  • Provides you with a one-off lump sum if you are permanently disabled due to illness or injury or die.
  • Terminal illness cover is also included as part of your Death cover. This provides an early payment of your Death benefit if you’re diagnosed with a terminal illness.
Income Protection
  • Provides a benefit of up to 75% of your salary for up to 2 years to replace part of your income if you become totally or partially disabled due to sickness or injury

What cover do I have?

The amount and type of insurance you automatically receive depends on your age, when you joined LGIAsuper and how you’re employed. Find out how much insurance cover you have by logging into Member online (and requesting a benefit quote), looking at your most recent annual benefit statement or calling us on 1800 444 396.

Log in to Member online

Can I change my cover?

Absolutely. Your insurance needs are driven by your lifestyle and financial commitments and these factors will change depending on where you are in life. That’s why it’s a good idea to regularly review your cover. You can apply to increase, reduce or even cancel your cover altogether at anytime. Find out more about tailoring your cover.

Tailor your cover

1. If you joined LGIAsuper as the spouse of a member you do not receive automatic insurance, but you can apply for cover and get a better deal as part of your LGIAsuper membership.